Dear Jeff,
Welcome to the December issue of The Wealth
Letter. Join us this month for our first Podcast
in a Scotiabank series entitled "Find the Money".
We'll also take a look at changes to the value of the
Canadian Dollar in our Currency Report, some
Insurance Strategies that could "save your life",
and a new Online Tool called the Retirement
Readiness Assessment. As always, I encourage you
to call or e-mail me with any questions or comments you
might have. Happy Holidays to you and your
family.
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Investments
Second Opinion - Are your investments on the
Right Track? |
In
a special video version of the Find the Money Podcast,
Fred Ketchen and Bev Moir discuss why an investor might
want to get a second opinion, and how changes to some
key variables, like asset allocation and geographic
diversification, can make a big difference over the long
term.
Click
Here to watch the video. Running
Time: 7:17 minutes
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Currency Report
Not so Loonie: The impact of the rising
Canadian dollar on
U.S. Investment
Returns |
Investing in international markets exposes
investors to currency risk unless that risk has been
hedged. The risk that fluctuations in foreign
currency pose has become more obvious in recent years as
returns from foreign investments have been eroded by the
strong appreciation of the Canadian dollar. The
recent stregth of the loonie...
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Insurance Strategies
Insurance that could save your
life |
| I
was speaking to a friend of mine the other day.
His wife's Aunt just had a stroke at age 51. She
is going to suffer from paralysis down one side of her
body for the rest of her life and they still aren't sure
about the effects of the stroke on her brain.
The family has some significant financial hurdles ahead
of them as the children are just getting ready for
University. They are not prepared financially to
lose her income producing abilities.
If the same thing happened to you, would you be
prepared financially?
I've attached a brief article here on Critical Illness
Insurance and how it can help you during a
difficult time like the one being experienced by this
family.
In addition, please call or e-mail me for a
quote. It will take you 2 minutes and it will cost
you nothing. 
Note: (PDF Size 43K)
Disclaimer: This article is for
information purposes only. ScotiaMcLeod does not
offer tax advice, but working with our team of experts
we are able to provide a suite of financial services for
clients. We recommend that individuals consult
with their professional tax advisor before taking any
action based upon this information. www.jeffmccartney.ca and
ScotiaMcLeod are not responsible for external articles
posted on this site from those not part of the
Scotiabank
Group. |
| Wealth Management Strategies
Have you noticed that the notion of retirement
is changing? |
Discover how ready you are to transition into
retirement by completing our Readiness Assessment. While
it used to be that retirement was a one-time event, for
most people today it's a series of transitions, a move
from work into the next stage of their lives.
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Thanks for taking the time to read The Wealth
Letter. I write it for you.
Sincerely,
Jeff McCartney, CFP
Investment Executive
ScotiaMcLeod
(416)
865-6392
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Jeff
McCartney, CFP
Investment
Executive
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